With the amount of information that can be found of the internet, more buyers than ever are wanting to look on their own.  If you are one of them, that is great but have you considered all that goes into locating a new home?  Here is a list of 9 questions to ask yourself before making that decision. 

1. Do you have time to research the residential housing market?
2. Do you have the knowledge to integrate and understand the information available?
3. Can you integrate the information available on real estate Internet sites into useful data that will help you buy a home?
4. Do you have the expertise to negotiate on your own?
5. Do you ahve the ability to find a qualified home inspector?
6. Do you have the time to research the home-loan programs available on the market?
7. Do you have time to interview mortage-loan officers?
8. Do you have the time and expertise to target market the type of home you want to purchase?
9. Do you know the zoning regulations and building codes pertaining to residential rea lestat in the area you want to live?

If you answered no to any of the above questions, we are here to help! 

Do you need the help of a buyer representative?  You bet!  As your personal buyer representative, we are 100% loyal and completely commited to you.  We can show you every home listed in the MLS system and work solely for you to get you the best price and terms in the purchase of a home.  You have the advantage of personal representation, loyalty, confidentiality, and we can provide you with both the positive and negative aspects about the properties you're investigating.

Understanding Financing!  We will provide you with multiple loan sources and explain the loan application process and types of loan available to you. 

Finding the Right Home!  We will help you identify the prime factors you're looking for in your new home - location, schools, amenitites, price, and acceptable financing.  As your personal ally, we will work in your best interests to disclose specifics about  property values, location, offering price, negotiations, counter offers, contingencies, financing, and the entire closing process.  We will help you put together an offer that works for both you and the seller. 

Closing the Sale!  We will be there to help you through every step of the closing process from the inspections through the final walk-through.  We will provide a list of contractors/inspectors and help you review their documents and reports. We will coordinate the closing with the title company.  After the sale, we can also provide you with information on home improvements that add value to your home. 

Click Here to see Some Great Articles and Advice on Home Buying!

Financing Links: Bloomfield State Bank IU Credit Union Farmers & Mechanics Federal Savings Monroe Bank Information on Financing: Lender Checklist:  What you need for a Mortgage Specialty Mortgages Risk and Reward 5 Factors That Decide Your Credit Score Budget Basics Worksheet How Big of a Mortgage Can I Afford? Loan Types to Consider Get Your Finances in Order: To-Do List What You Can Do to Improve Your Credit Common Closing Costs for Buyers 10 Questions to Ask Your Lender Closing Documents You Should Keep 6 Creative Ways to Afford a Home

Helpful Websites: REALTOR.com MapBlast.com Scorecard.org Monstermoving.com ASHI.com Mortgagebot.com  Home Inspectors: Benchmark Home Inspection Services Energy Design Home Inspections Livingston Home Inspection, LLC After you have found a Home: 10 Questions to Ask Home Inspectors What a Home Inspection Should Cover Tips for Lowering Homeowner’s Insurance Costs 5 Things to Know About Homeowner’s Insurance 10 Questions to Ask the Condo Board Pros and Cons of Going Condo 5 Things to Know About Title Insurance  Moving With Pets What Not to Overlook on a Final Walk-through 17 Tips for Packing Like a Pro

Helpful Information: The Ten Steps of Homeownership: Are You Ready? Get a REALTOR® Get Loan Preapproval Look at Homes Choose a Home Get Funding Make an Offer Get Insurance Closing What's Next? 5 Common First-Time Home Buyer Mistakes 5 Property Tax Questions You Need to Ask 8 Tips to Guide for Your Home Search Tax Benefits of Homeownership Your Property Wish List 7 Reasons to Own Your Home How High Tech is Your Home? Questions to Ask When Choosing a REALTOR® Take the Stress Out of Homebuying Tips for Buying in a Tight Market Tips for Finding the Perfect Neighborhood What’s a Home Warranty? Why You Should Work With a REALTOR®

Thank you for visiting our web site!  When you choose The Holdeman Team to help you buy a home, you'll experience a whole new level of service.  We look forward to helping you select the home of your dreams!  Call us today for your Free Special Report on the "6 Things You Must Know Before You Buy" or "How to Stop Paying Rent and Own Your Own Home".  812-323-0974

OR We can Make Buying Easy, just send money and we will tell you what you bought! (just kidding)